Personal Home Loans in Indiana
Which home loan is the right one for you?
Fixed Mortgage Rate
Offers consistent monthly payments for the life of the loan with flexible loan terms.
APPLY NOWAdjustable Rate Mortgage
Offers flexibility and initial lower payments and interest rates. For example, a 7 year ARM will adjust after the first 7 years of the loan's term.
APPLY NOWFHA (Federal Housing Administration)
Fixed and adjustable rate loans require a minimum down payment and closing costs.
APPLY NOWVA (Veterans Affairs Mortgage)
For military veterans, requires no down payment and no mortgage insurance.
APPLY NOWRural Housing Loan Program (USDA)
Helping individuals with no down payment own a home. Subject to income limits and limited county availability.
APPLY NOWOne-Time Construction Loan
Great choice if you’re building your home, looking to lock in a fixed rate, permanent term and, save on closing costs.
APPLY NOWJumbo Loans
Allows you to borrow more than $453,100 and take advantage of today’s great rates.
APPLY NOWBridge Loan
Designed to make your transition from one home to another as smooth as possible; utilizing your home's equity.
APPLY NOWLot or Land Loans
With great low rates and a set term, this is a perfect solution to build equity in your property prior to building your home.
APPLY NOWFrequently Asked Questions
How much home can I afford?
That is an excellent question, but there are many factors that go into determining the amount of a monthly mortgage payment and each person’s situation is different. You should speak to one of our qualified mortgage lenders so they can guide you through this process.
Do I have to be pre-approved before I begin looking for a home?
Getting prequalified will provide you with a more realistic price range to search for your next home. In addition, some sellers/listing agents may ask for a pre-approval letter as a sign of a more serious buyer.
How much should I save for a downpayment?
One of the big misnomers in the mortgage industry is that you have to have a large down payment. However, we have many mortgage options which require little to no down payment. Contact one of our mortgage experts to discover which mortgage options you qualify for.
Don't Be Shy
If we didn’t answer all of your questions, feel free to drop us a line anytime.