Select a High Yield Savings Account

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KASASA
SAVER*

  • Free savings account that pairs with any of our Kasasa Accounts
  • No monthly service fee
  • No minimum balance to earn rewards
  • Earn 0.75% APY on balances up to $100,000 when qualifications are met
  • Earn 0.25% APY on balances over $100,000 when qualifications are met
  • $50 minimum to open

STATEMENT SAVINGS*

  • Tiered interest-bearing savings account
  • Perfect for savers ages 18 and over
  • Auto transfer option when paired with FSB checking account
  • $50 minimum to open

FIRST STEP SAVINGS

  • Interest-bearing account for those 17 years and younger
  • No monthly service fee
  • $5 minimum to open

PERSONAL MONEY MARKET*

  • Tiered interest-bearing account
  • Flexibility to access funds
  • Maintain a daily balance of $1,000 to avoid service charge
  • $100 minimum to open

* APY is Annual Percentage Yield.

For all types of savings accounts: Rates may change after the account is opened. Fees may reduce earnings. 

Kasasa Saver for Cash, Cash Bank and Eats (“Kasasa Saver Account”): Kasasa Saver Account rates are accurate as of 06/01/2022. To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash, Cash Back or Eats checking account (“Kasasa Checking”) during each Monthly Qualification Cycle: At least 12 debit card purchases, be enrolled in and log into online banking or mobile banking at least once, and be enrolled in and have agreed to receive e-statements rather than paper statements. When your linked Kasasa Check account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your Kasasa Saver account earn an APY of 0.75% and daily balances over $100,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $100,000.00, resulting in a range from 0.75% to 0.50% APY depending on the account’s daily balance. When your linked Kasasa Checking account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver Account on the last day of the current statement cycle. APY calculations are based on an assumed balance of $200,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Kasasa Saver ATM transaction fees are not reimbursed nor refunded. Fees may reduce earnings. A $50 minimum deposit is required to open the account Kasasa Saver account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account(s) per primary account holder. There are no recurring monthly maintenance charges or fees to open or close these accounts. The accounts are not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash, Cash Back or Eats account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period.

Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. Accounts are subject to approval. The terms and conditions, including any fees or features may change. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Statement Savings: A Service Charge of $1.00 will be imposed every month if the daily balance on any day of the statement cycle falls below $50.00. A $5.00 fee will be assessed for each limited transaction over 6 per month. A $1.00 charge will be assessed for each teller assisted withdrawal exceeding 4 per month.

Personal Money Market: A service charge of $10.00 will be imposed every month if the daily balance on any day of the statement cycle falls below $1,000.00. You may make six (6) transfers from your account each four (4) weeks or similar period, if by preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third Parties. Debit activity in excess of 6 transactions are subject to $10.00 per item.

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