Personal Checking Accounts 

Open a checking account online!

Discover which checking account is right for you

KASASA CASH

  • 4.50% to 0.96% APY* on balances up to and including $20,000
  • No monthly fees
  • No minimum balance requirements
  • $50 minimum deposit to open

KASASA
CASH BACK

  • 2.25% cash back* on debit card purchases
  • No monthly fees
  • No minimum balance requirements
  • $50 minimum deposit to open

SENIOR ADVANTAGE CHECKING

  • Earn interest on your checking funds
  • Get 2 FREE boxes of checks per year
  • Free cashier’s checks
  • Take advantage of a FREE 3″x5″ safe deposit box

EVERYDAY CHECKING

  • $5 monthly fee waived with direct deposit or $500 average monthly balance
  • Choose the free eStatement option, or pay an extra $3 monthly to receive paper statements in the mail

MILITARY CHECKING

  • Earn interest on your checking funds
  • Get 2 FREE boxes of checks per year
  • Free cashier’s checks
  • Take advantage of a FREE 3″x10″ safe deposit box

RESET CHECKING

  • No monthly maintenance fees
  • No minimum balance requirements
  • FREE eStatements or printed statements

Frequently Asked Questions:

How do I open a checking account?

Most of our checking accounts can be opened online; however, if you find an account you like, and it isn’t available for online account opening you can visit any of our convenient locations to open your account

What do I need to open a checking account?

Typically, we will need two acceptable forms of identification such as your unexpired government issued ID or Social Security card. We will also require a single proof of residency, such as a utility bill or paystub. Lastly, most of our accounts require a $50 minimum deposit to open.

How old do I have to be to open a checking account?

While we say it’s never to early to open an account, legally to open a single owner account you must be 18 years or older. However, you can open a joint account with a parent or guardian anytime.

Why should I open a checking account?

A checking account offers a safe place to put your money and gives you convenience to spend it when you need it. With your checking account you can pay your bills electronically or utilize your debit card for everyday purchases.

*APY is Annual Percentage Yield. Rates may change after the account is opened. Fees could reduce the earnings on accounts. Kasasa Cash, Kasasa Cash Back and Kasasa Eats (“Kasasa Accounts”) rates are accurate as of 10/10/2024.

Open Account: Kasasa Accounts, Senior Advantage, Everyday and Military checking accounts require a $50 minimum opening deposit. Reset Checking requires a $25 minimum opening deposit.

Rewards: Kasasa Cash Back: you will receive 2.25% cash back on up to a total of $400 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back payments may be earned per Monthly Qualification Cycle. Kasasa Eats: When your Kasasa Eats account qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $300 in debit card purchases, made at grocery stores and food delivery services identified at https://www.kasasa.com/eats-partners, that post and settle to your account during that cycle period. A maximum of $15 in cash back payments may be earned per Monthly Qualification Cycle. Your account’s debit card may be used for any transaction but the account’s cash back rewards are only valid at and only apply to debit card purchases made with one of our identified retailers. Please refer to https://kasasa.com/eats-partners or visit one of our locations for a current list Kasasa Eats merchants.

**ATM Fee Information: Kasasa Accounts receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Accounts during that Monthly Qualification Cycle. NOTE: ATM fee reimbursements only apply to Kasasa Accounts transactions via ATM. Cash back and ATM rewards will be credited to your account on the last day of the current statement cycle.

Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Eats are trademarks of Kasasa, Ltd., registered in the U.S.A.

The content of this graph is informational only. Accounts are subject to approval. The terms of the accounts, including any fees or features may change. See the Deposit Account agreement and additional services and fees for the terms and conditions associated with these products.

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