Kasasa Cash – A Free High Interest Checking Account

A FREE checking account that pays you! That’s right.
Earn 4.50% APY* on balances up to $20,000 when you meet your monthly qualifications. Start earning higher interest by opening your account online today!

Qualifications are simple:

✔ 12 debit card purchases

✔ Enroll in eStatements

✔ Sign into digital banking once per statement cycle

Kasasa Cash account features:

• Free checking that pays
• 4.50% APY* on balances up to $20,000
  • Earn a base rate of .05% on your entire balance when qualifications aren’t met (Range between 4.50% to .96% APY* depending on your balance when monthly qualifications are met)
• .25% APY* on balances over $20,000
• Link to a Kasasa Saver account to add an extra boost to your savings
• No minimum balance requirements
• No monthly service fees
• Up to $25 in ATM fees refunded when qualifications* are met
• Free online banking and bill pay
• $50 minimum deposit to open
• Access to Debit Card Rewards

Account Benefits:

*Annual percentage yield. Rate may change after the account opens. Rate as of 01/22/2025. Minimum balance required to obtain the APY, daily balances up to and including $20,000.00 in your Kasasa Cash account earn an interest rate of 4.41% resulting in an APY of 4.50%, and daily balances over $20,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $20,000.00, resulting in a range from 4.50% APY to 0.96% APY depending on the account’s daily balance and qualification transactions and activities. APY of 0.96% is based on an account balance of $150,000.00. Monthly qualifications are enrolling and logging into online or mobile banking, receiving eStatements and 12 debit card swipes. A $50.00 minimum deposit is required to open this account. Fees may reduce earnings on account. ATM rewards will be credited to your Kasasa Cash account on the last day of the current statement cycle. Please see a customer service representative for additional details.

Kasasa Cash is a trademark of Kasasa, Ltd., registered in the U.S.A.